$8M Progressive PIP Insurance Class Action Settlement
Case Overview
Progressive County Mutual Insurance Company, an insurance provider offering various policies including auto and homeowners insurance, agreed to settle claims related to its failure to pay the appropriate interest on medical bills submitted for Personal Injury Protection (PIP) benefits within the timeframes mandated by Texas law.
The allegations center on Progressive issuing an Explanation of Benefits (EOB) for a line item on a bill more than 15 or 30 business days after receiving the original bill. Plaintiffs contend that they and other policyholders are owed interest due to these late payments, although Progressive has not admitted any wrongdoing.
Under the settlement terms, class members are eligible for a cash payment determined by a formula using Progressive’s existing PIP billing data. Those qualifying for both 15-day and 30-day classes will receive two-stage payments. To receive benefits, class members must submit a valid claim form by January 19, 2027, as the final approval hearing is set for December 17, 2026.
Who May Qualify
Individuals who submitted a covered medical bill under their PIP coverage for a Texas-based policy and for which Progressive paid and issued an explanation of benefits for a line item on the bill more than 15 or 30 business days after receiving the bill, with an EOB print date between August 30, 2016, and June 1, 2026.
Frequently Asked Questions
Who is eligible for this Progressive settlement?
The settlement benefits individuals who submitted a covered medical bill under their PIP coverage for a Texas-based policy. This applies if Progressive issued an explanation of benefits for a line item on the bill more than 15 or 30 business days after receiving the bill, with an EOB print date between August 30, 2016, and June 1, 2026.
What is the deadline for filing a claim?
Class members must submit a valid claim form by January 19, 2027. The final approval hearing for the settlement is scheduled for December 17, 2026.
How is the settlement payment calculated?
Payments are based on an objective formula using Progressive’s existing PIP billing data. The calculation differs depending on whether the delay was 15 days or 30 days, with those qualifying for both receiving two-stage payments.
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