Consumer Fraud

Debt Collection Lawsuit Investigation

Debt Collection Lawsuit Investigation — Consumer Fraud class action lawsuit

Case Overview

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Attorneys are investigating potential claims against several banks and financial institutions, including Comenity Bank (Bread Financial), Capital One, Discover, Merrick Bank, First PREMIER Bank, Concora Credit, Continental Finance, Mission Lane, Atlanticus (Fortiva), and OneMain Financial. The core issue involves allegations that these entities made debt collection calls that violated various state consumer protection laws.

The specific claims focus on several types of misconduct, such as receiving repeated or unwanted calls, calls continuing after the consumer requested them to stop, calls being placed to incorrect numbers, or being contacted about debts the consumer did not owe. The allegations suggest violations of state laws designed to prevent abusive and deceptive debt collection practices.

Individuals who reside in California, Connecticut, Florida, Maryland, Massachusetts, Michigan, Missouri, North Carolina, Pennsylvania, or Texas, and who have received harassing debt collection calls from a listed bank or financial institution, may qualify for this investigation. To determine eligibility, consumers are advised to complete a form to see if they qualify for participation.

Who May Qualify

Consumers who live in California, Connecticut, Florida, Maryland, Massachusetts, Michigan, Missouri, North Carolina, Pennsylvania, or Texas, and who received repeated, unwanted, or wrong-number debt collection calls from one of the listed banks or financial institutions.

Frequently Asked Questions

What types of illegal debt collection practices are being investigated?

The investigation covers allegations such as receiving repeated or unwanted calls, calls continuing after the consumer asked them to stop, calls made to wrong numbers, or being contacted about debts that do not belong to the consumer.

Which states are covered by this debt collection investigation?

The investigation applies to consumers living in California, Connecticut, Florida, Maryland, Massachusetts, Michigan, Missouri, North Carolina, Pennsylvania, or Texas.

What should I do if I think I was harassed by debt collectors?

If you believe you received harassing debt collection calls from a bank or financial institution, you should complete the form provided on the page to see if you qualify to participate in the investigation.

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